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Estate Planning Advice: Why It’s Essential for Wealth Management
One of the best gifts my parents gave me was the opportunity to reach my personal and financial goals. Neither of them had a college degree, much less a graduate degree. But they worked hard, saved, and planned well, forming a foundation for me to build upon. Their...
Changes to 529 Plans Provide New Flexibility for Families
BY: J. Harvie Roe, CFP®, MBA | President, AmeriTrust BY: Kenny Brown, Jr, MBA | Senior Vice President, Chief Operating Officer, AmeriTrust The cost of college tuition goes up by the year, and for those families who are able to afford it at all, it’s one of the biggest...
The Journey to Achieving Financial Wellness
“Financial wellness” is an innocuous-sounding phrase that, when you really unpack it, carries a lot more meaning than many people realize. What does it mean to be financially well? Financial wellness doesn’t just consist of what’s in your bank account or your...
Wealth Management Lessons from March Madness
Like many of you, this month I’ll be consumed with my favorite annual event, the NCAA basketball tournament. It’s always so exciting when March Madness returns with teams all dreaming of advancing to the Final Four and cutting down the nets as national champions....
2023 Updated Secure Act 2.0 Information
The Secure Act 2.0 was signed into law on December 29, 2022. Several changes will be effective in 2023, with several more becoming effective in future years. The age to start taking Required Minimum Distributions increases to 73 in 2023 and 75 in 2033. This delays the...
How to Feel More Secure in Your Knowledge of the SECURE Act
The Setting Every Community Up for Retirement Enhancement Act of 2019, better known as the SECURE Act, was signed into law on December 20, 2019. Frustratingly, it’s been three years since then, and taxpayers still do not have a definitive answer on how inherited IRA...
Why Donor-Advised Funds Are a Wise Charitable Tool in Today’s Economic Environment
Donor-advised funds (DAFs) are charitable vehicles into which donors can transfer assets, receive immediate tax benefits, and have the freedom to choose qualified charities for the funds on their own timetable. Low-basis assets can be sold within a DAF without being...
In Good Times and Bad, Charitable Giving is the Right Thing to Do
Investors contemplating their charitable giving for 2022 might find themselves in a different financial situation than last year, when the stock market was reaching new highs and many people had highly appreciated gains that were easy to gift. This year, the stock...
Intrafamily Loans: Potentially Powerful And Perilous
Originally published in Forbes on October 6, 2022 BY: DAVID REDDING, CTFA, AEP, CWS Austin, TX Market President, Argent Trust Company | (512) 478-3188 Providing intrafamily loans can be a powerful way for families to spread their wealth to children and grandchildren,...
Setting Up A Will: Where to Start
Originally published on fwtx.com on September 12, 2022 BY: KATHY CHRISTOFFEL, CTFA Market President, Argent Trust-Fort Worth Market (817) 502-3586 None of us are going to live forever — and yet, it can be surprisingly challenging to convince some people to get started...