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Financial Planning for the Mass Affluent vs the High-Net-Worth Client
In the realm of financial planning, one size does not fit all. The intricacies of financial management vary greatly depending on the level of wealth and complexity of assets. From the mass affluent, with moderate yet substantial resources, to the high-net-worth (HNW)...
The Corporate Transparency Act is Coming
The Corporate Transparency Act (“CTA”) went into effect on January 1, 2024, for newly formed companies and imposes strict reporting requirements that many other companies must meet by year-end. Basically, the CTA requires that all affected companies report the...
Strategic Charitable Planning: Unlocking Opportunities for Year-round Giving and Financial Efficiency in 2024
Charitable planning is usually a topic for year-end. But the end of the year is always busy, and perhaps you did not get around to this important financial consideration in 2023. It has been said that a belated achievement is better than not reaching a goal at all....
What’s Your Plan for “Giving Tuesday 2023″?
Shaheen Farah |Senior Vice President, Argent Trust Company, Beaumont, TX Lisa O’Blanc |Senior Vice President & Trust Officer, Argent Trust Company, Beaumont, TX Creative Ways to Make a Difference We’re approaching one of the strangest weeks of the year. On...
Rethinking Retirement: Embracing the New Era of Financial Freedom
BY: DAVID RUSSELL, CFP®, CSA® Vice President & Trust Officer | (601) 707-0008 Originally published in NorthsideSun.com August 5, 2023 In the fast-paced world of the 21st century, the concept of retirement has undergone a profound transformation. As we navigate the...
The Cool, Refreshing Waters of a River
Legacy is an obtuse word. What is a legacy? What does it mean? Are there different definitions of Legacy? Is everyone’s Legacy the same? How do we help our clients plan their legacies? An early mentor of mine, Joe Hargrove, had a very poignant description of Legacy....
Fixed Income Update – July 2023
2nd Quarter 2023 Fixed Income Review Despite a rising Fed Funds rate and “hawkish” rhetoric from members of the Federal Open Market Committee (the FOMC) most fixed income sectors have experienced positive performance year-to-date The FOMC hiked its Fed Funds target...
Investment Outlook – July 2023
Bull Market or Just Bull If a bull market can be defined as one which has increased 20% from a previous low, then the S&P 500 entered bull market territory on June 8, 2023, after a bear market low on October 12, 2022. Counting October 12 as the beginning, we have...
Market Perspectives- June 2023
A Stealth Goldilocks Market • The FOMC (Federal Open Market Committee) hit a pause on a June rate hike, but the odds-on favorite prediction for next month is a 25 basis point hike. • Following ten consecutive rate increases, Fed funds rates are now above the U.S....
The Importance of Legacy and Gratitude — And Why We Still Ask the Same Question 25 Years Later
From our colleagues at Heritage, congratulations on 25 years of service! By Nancy Payne Ellis, Founding Member of Heritage Trust In 1998, the motivation to start a wealth management company was simple — self-preservation for my family. The big banks had moved into...